ANALISIS PENGARUH PERTUMBUHAN KREDIT, PERTUMBUHAN SURAT BERHARGA, PERTUMBUHAN GROSS DOMESTIC PRODUCT (GDP) DAN TINGKAT INFLASI TERHADAP PERTUMBUHAN ASSET PRODUKTIF BANK TAHUN 2012-2016

Abstract

The main purpose of this research is to find out the impact of credit growth, securities growth, GDP growth and inflation rate on bank productive asset growth. Population of this research is bank that listed on IDX period 2012-2016 with total sample 30 banks. Sampling method that used is judgement sampling. This research was analyzed by multiple regression method.

The results show that credit growth, securities growth have positive impact on bank productive asset growth. GDP growth has negative impact on bank productive asset growth. While inflation rate doesn’t have any impact on bank productive asset growth. For further research, World Bank reference can be used as inflation rate proxy and extend research sampling through ASEAN region.